TERM insurance

As of March 2025, India has a diverse life insurance sector comprising both public and private companies. Here’s a comprehensive list of life insurance companies operating in India:

1. Life Insurance Corporation of India (LIC)
   The only public sector life insurer in India, established in 1956.
2. HDFC Life Insurance Co. Ltd.
   A leading private life insurance company offering a range of individual and group insurance solutions.
3. Axis Max Life Insurance Co. Ltd.
   A joint venture between Axis Bank and Max Financial Services, providing comprehensive life insurance products.
4. ICICI Prudential Life Insurance Co. Ltd.
   A prominent private sector life insurer known for its customer-centric products and services.
5. Kotak Mahindra Life Insurance Co. Ltd.
   Offers a variety of life insurance products catering to different customer needs.
6. Aditya Birla Sun Life Insurance Co. Ltd.
   A joint venture between the Aditya Birla Group and Sun Life Financial Inc., offering innovative insurance solutions.
7. SBI Life Insurance Co. Ltd.
   A collaboration between the State Bank of India and BNP Paribas Cardif, providing a wide range of life insurance products.
8. Tata AIA Life Insurance Co. Ltd.
   Combines Tata’s leadership position in India and AIA’s expertise in life insurance.
9. Bajaj Allianz Life Insurance Co. Ltd.
   A joint venture between Bajaj Finserv Limited and Allianz SE, offering diverse insurance products.
10. PNB MetLife India Insurance Co. Ltd.
    Combines the financial strength of MetLife Inc. and the credibility of PNB.
11. Reliance Nippon Life Insurance Co. Ltd.
    Offers a wide range of life insurance products targeted at individuals and groups.
12. Sahara India Life Insurance Co. Ltd.
    The first wholly Indian-owned private life insurance company in India.
13. Shriram Life Insurance Co. Ltd.
    Focuses on providing innovative and affordable life insurance solutions.
14. Bharti AXA Life Insurance Co. Ltd.
    A joint venture between Bharti Enterprises and AXA, offering a range of life insurance products.
15. Future Generali India Life Insurance Co. Ltd.
    Combines the expertise of Future Group and Generali Group in the insurance sector.
16. Ageas Federal Life Insurance Co. Ltd.
    A joint venture between Ageas and Federal Bank, providing comprehensive life insurance solutions.
17. Canara HSBC Life Insurance Co. Ltd.
    A partnership between Canara Bank, HSBC, and Punjab National Bank, offering a range of insurance products.
18. Bandhan Life Insurance Co. Ltd.
    Provides a variety of life insurance products catering to different customer segments.
19. Pramerica Life Insurance Co. Ltd.
    Offers a range of life insurance solutions to cater to the diverse needs of customers.
20. Star Union Dai-ichi Life Insurance Co. Ltd.
    A joint venture between Bank of India, Union Bank of India, and Dai-ichi Life, offering comprehensive insurance products.
21. IndiaFirst Life Insurance Co. Ltd.
    A joint venture between Bank of Baroda, Andhra Bank, and Legal & General, providing a variety of life insurance products.
22. Edelweiss Life Insurance Co. Ltd.
    Offers innovative life insurance products catering to various customer needs.
23. Credit Access Life Insurance Co. Ltd.
    Provides life insurance solutions focusing on the underserved segments of society.

This list is based on information from the Insurance Regulatory and Development Authority of India (IRDAI) and other reputable sources. citeturn0search0

When considering a life insurance policy, it’s essential to research each company’s offerings, claim settlement ratios, customer service quality, and financial strength to ensure it aligns with your specific needs and preferences.

Secure Your Future with Term Insurance – Compare & Choose the Best Plan

Term insurance is a must-have financial asset that provides long-term security for you and your family. With affordable premiums and high coverage, term insurance ensures financial stability even in unforeseen circumstances.

Why Choose Term Insurance?

✅ Affordable Premiums – Get high coverage at lower costs.
✅ Flexible Payment Terms (PPT) – Choose from 5-year or 10-year premium payment terms.
✅ Long-Term Protection – Coverage up to 75 or 85 years of age.
✅ Fixed Premiums – Lock in lower premiums by starting early.
✅ Financial Security for Family – Provides a lump sum in case of an unfortunate event.

Key Features of Term Insurance

🔹 PPT Options – Pay for 5 or 10 years and enjoy lifelong protection.
🔹 Premiums Increase with Age – Buying early helps save on costs.
🔹 Riders & Add-Ons – Add benefits like accidental death cover, critical illness, and premium waiver.
🔹 Consider It an Asset – Inform your family about your term insurance benefits.

Choose from Top Life Insurance Providers

We offer term insurance plans from leading providers:
✔ LIC of India
✔ Bajaj Life Insurance
✔ HDFC Life Insurance
✔ OR any life insurance company of your choice in India

Get a Personalized Term Policy Quote

We provide customized term insurance quotations based on your age, coverage needs, and financial goals. Compare policies from all life insurance companies in India and secure your future today!

📞 Contact us now for a free term insurance quotation!